No appraisal. No employment check. No hard inquiry. Close in as little as 5–7 days with our completely hassle-free All Digital HELOC.
Our all-digital program is built to remove every obstacle between you and your home equity — no paperwork mountains, no surprises.
Primary residences, 2nd homes, and investment properties all qualify.
We use combined income — self-employed, W2, or retired, you qualify.
Predictable payments every month. No surprises, no variable rates.
Zero upfront fees to access your home equity. Period.
Get pre-approved without any impact to your credit score.
Skip the appraisal entirely with a 640+ Experian score.
Employment status does not affect your ability to qualify.
Fully paperless and closes in as little as 5–7 business days.
I've spent over a decade helping homeowners unlock the value in their homes simply, transparently, and without the runaround. My goal is to make every step of your HELOC process clear and stress-free.
Whether you're consolidating debt, funding a renovation, or investing in new property — I'll personally guide you from application to funding.
Everything you need to know about the Easy HELOC program before you apply.
Fill out the form and I'll personally reach out within 24 hours. No obligation, no hard credit pull.
All fields marked are required · Takes under 3 minutes
By submitting, you consent to be contacted by Max Chavez at Trust 1 Financial regarding your HELOC inquiry. NMLS #1501602. This is not a commitment to lend.
Thank you! Max will personally reach out within 24 hours.
Questions in the meantime? Call or text 949-537-2281.